ACH Solutions

What is ACH? The Automated Clearing House (ACH) is the backbone for the electronic movement of money and payment-related data. It provides a safe, secure, electronic network for billions of transactions. According to NACHA - The Electronic Payments Association, more than 25 billion ACH transactions were processed in 2016.

Kotapay provides the experience, knowledge and integration needed to process your transactions. Simplify payroll with direct deposit and automate receivables with payment processing. Kotapay works with multiple software systems to process transactions or take advantage of our online Payment Portal to set up single or recurring transactions.

While there are many types of ACH transactions, the two most common are:

Direct deposit utilizes ACH to send payroll, and other employee-related transactions, directly into an employee's account. Direct deposit can save up to $1 per payment versus writing checks. Save time and money.

Payment processing allows you to pay, or collect, payments through the ACH network. Send transactions from a customer's account to the billing company. Simplify and enhance your receivables process.

For ACH solutions, it pays to look beyond your bank. Kotapay focuses on processing electronic transactions, and we offer advanced services and experienced customer support behind every transaction. Choose from software-based or online options.

Integrated: We accept files from nearly every accounting software solution, or use Kotapay's easy online file creation system.
Accurate: Ensure proper formatting and secure processing with our transaction management platform.
Convenient: Process transactions outside of business hours - even on Sunday.

Are you a Financial Institution looking to outsource ACH services? Contact an Kotapay representative today!